AFFILIATE PROGRAM TERMS

Last Updated: March 3, 2026
Operated by: Proxima Market LLC

These Affiliate Program Terms ("Affiliate Terms") are a legally binding agreement between you ("Affiliate," "you," or "your") and Proxima Market LLC ("DigitivaHub," "we," "us," or "our") governing your participation in the DigitivaHub Affiliate Program (the "Program").

These Affiliate Terms are incorporated into and must be read alongside our Terms of Service, Privacy Policy, and any other applicable Policies. In the event of a conflict between these Affiliate Terms and the general Terms of Service, these Affiliate Terms control for Affiliates.

By applying for or participating in the Program, you acknowledge that you have read, understood, and agree to be bound by these Affiliate Terms.

1. Definitions

2. Program Eligibility and Application

To participate in the Program, you must:

• Be at least 18 years old (or the age of majority in your jurisdiction)
• Provide accurate, complete, and current registration information
• Have a valid website, social media channel, or promotional platform
• Provide valid payment/payout account details
• Not be subject to any restriction, sanction, or legal prohibition that would prevent you from participating

DigitivaHub reserves the right to:

• Approve or reject any application at its sole discretion
• Revoke approval at any time for any reason
• Require additional verification documents before activating or maintaining your account

3. Program Structure

3.1 How the Commission is Structured

DigitivaHub operates on a 30% flat Platform Fee model. This fee covers all costs of operating the platform — including payment processing, PSP infrastructure, fraud protection, affiliate tracking software, card payouts, and platform operations. No hidden fees are added after this deduction.

The remaining 70% constitutes the Vendor Pool — the amount from which both the Affiliate Commission and the Vendor earnings are paid.

Affiliate Commission Rate: Variable — set by the Vendor or DigitivaHub on a per-product basis.

Your commission is calculated as a percentage of the Vendor Pool (not the gross sale). The exact rate for each product is clearly displayed in your Affiliate Dashboard before you begin promoting. Rates typically range from 30% to 70% of the Vendor Pool, depending on the product, Vendor strategy, and any active promotional arrangements.

DigitivaHub or the Vendor determines the affiliate commission rate on a per-product basis. By accepting a product to promote, you agree to the commission rate published for that product at the time of promotion. DigitivaHub reserves the right to adjust commission rates with 14 days' written notice.

3.2 Payout Schedule

3.3 Sale Breakdown Examples

Example A — $1,000 Sale | Affiliate 70% / Vendor 30% of Vendor Pool

Example B — $1,400 Sale | Affiliate 70% / Vendor 30% of Vendor Pool (Avg Ticket)

Example C — $1,000 Sale | Affiliate 60% / Vendor 40% of Vendor Pool

Example D — $1,000 Sale | Affiliate 30% / Vendor 70% of Vendor Pool

Structure Summary:

• DigitivaHub takes 30% off the top — covers all PSP, processing, and platform infrastructure.
• Remaining 70% = Vendor Pool — split between Affiliate and Vendor as set per product.
• 10% of the Vendor's share only is held 60 days per sale as chargeback/refund reserve.
• Affiliate commissions carry no hold — paid Day 45 (first payout) then every 31st.
• Refund or chargeback: $50 processing fee applies regardless of outcome (see Section 6.3).

4. Mandatory FTC and Legal Disclosure Requirements

This is non-negotiable. You must clearly and conspicuously disclose your affiliate relationship with DigitivaHub every time you promote DigitivaHub products or services. This applies to:

• Blog posts, articles, and reviews
• Social media posts (Instagram, TikTok, X, YouTube, Facebook, etc.)
• Email marketing and newsletters
• Paid advertisements
• Videos and podcasts
• Any other promotional content

4.1 Disclosure Requirements

Your disclosure must be:

• Clear and conspicuous — visible before the affiliate link, not buried in footers or fine print
• Plain language — e.g., "This post contains affiliate links. I may earn a commission if you purchase through my link."
• Present at the point of promotion — not only on a separate disclosure page

4.2 Consequences of Non-Disclosure

• Failure to disclose is a violation of these Affiliate Terms and applicable law (including FTC guidelines)
• DigitivaHub may immediately suspend your account, withhold pending commissions, and terminate your participation

5. Prohibited Conduct

You may not engage in any of the following:

Fraud and Manipulation:

• Self-referrals: clicking your own Affiliate Link or purchasing through it (directly or indirectly, including via family, friends, or related entities)
• Cookie stuffing, click fraud, forced clicks, or any artificial inflation of referral counts
• Creating fake accounts, fake traffic, or fake purchases to generate commissions
• Incentivizing clicks through cash, prizes, or misleading promises

Brand and Content Violations:

• Making false, misleading, exaggerated, or unverifiable claims about DigitivaHub or its products
• Using DigitivaHub's trademarks, logos, or brand assets without prior written approval
• Bidding on DigitivaHub's brand keywords in paid search advertising without written permission
• Creating content that is defamatory, discriminatory, adult-oriented, or otherwise harmful

Technical Violations:

• Modifying, cloaking, or misrepresenting Affiliate Links
• Using malware, adware, spyware, or browser extensions to generate or override referrals
• Bypassing or manipulating DigitivaHub's tracking systems

General Prohibited Conduct:

• Promoting DigitivaHub on spam websites, unsolicited email campaigns, or prohibited platforms
• Violating any applicable law in connection with your promotional activities
• Engaging in any conduct that could damage DigitivaHub's reputation or business relationships

6. Commissions, Lock Period, and Clawbacks

6.1 Commission Status Stages

6.2 Commission Lock Period — 60 Days

• All commissions remain locked for 60 days from the transaction date
• During this period, commissions appear as "Pending" in your Dashboard
• After 60 days with no refund, chargeback, or fraud flag, commissions move to "Available for Payout"
• The 60-day lock exists because digital product chargeback windows can extend up to 120 days — 60 days covers the majority of dispute risk before any funds leave DigitivaHub
• DigitivaHub may extend the lock period beyond 60 days for transactions under active investigation or dispute

6.3 Refund and Chargeback Fee — $50

Every approved refund or chargeback, regardless of outcome, incurs a $50.00 processing fee charged directly by the banking and payment network. This fee is non-negotiable, non-refundable, and deducted automatically from the transaction.

The $50 chargeback/refund fee is a direct pass-through banking cost. DigitivaHub does not profit from this fee — it is charged by the payment network and passed directly through. Vendors are advised to maintain product quality and clear communication to minimize dispute rates.

6.4 Clawbacks

A Commission will be fully reversed (Clawback) if, within the 60-day lock period:

• The Buyer requests a refund and it is approved
• The Buyer files a chargeback
• The Transaction is found to be fraudulent
• The referral is determined to be self-generated or invalid
• The Transaction violates these Affiliate Terms or DigitivaHub's policies

Clawback mechanics:

• Clawbacks are deducted from your Pending balance first, then Available balance, then future earnings
• If your balance is insufficient to cover a Clawback, you may be required to repay the shortfall directly
• Clawbacks are applied per transaction and cannot be offset against commissions from other transactions
• You will be notified of a Clawback via email and/or your Affiliate Dashboard

6.5 Chargeback Recovery — When DigitivaHub Wins

When DigitivaHub successfully contests a chargeback on a Transaction you referred, you are entitled to a partial recovery commission under the following structure:

Recovery Split — $1,000 Example

Key conditions:

• Your recovery commission (20%) is higher than the Vendor's (10%) because your referral quality directly contributed to the original sale.
• Without DigitivaHub fighting the chargeback, you would recover $0.
• Recovery commissions are credited to your Available balance within 14 days of the card network's final decision.
• Recovery commissions are not subject to an additional lock period.
• Paid in the next regular payout cycle (31st of the month) after being credited.

6.6 Excessive Refunds or Chargeback Rate

If your referred Transactions show an abnormally high refund or chargeback rate, DigitivaHub may:

• Suspend commission payments pending investigation
• Permanently reduce your commission rate
• Terminate your participation in the Program
• Recover any commissions paid on fraudulent or invalid Transactions

7. Payouts

7.1 Payout Schedule

DigitivaHub is not responsible for delays caused by banking institutions, payment providers, or incorrect payout details provided by the Affiliate.

7.2 Payout Conditions — Holds and Delays

Payouts will be held or delayed if:

• Your account is under review, suspended, or subject to investigation
• You have not completed required identity verification (KYC)
• There are pending Clawbacks or active fraud reviews on your account
• Your payout details are inaccurate, outdated, or cannot be verified
• DigitivaHub's payment providers impose holds or compliance requirements
• Your commission balance includes funds from Transactions under active dispute

7.3 Taxes

• You are solely responsible for reporting and remitting all taxes on commissions earned, including income tax, VAT, and any applicable withholding tax
• DigitivaHub may withhold taxes where required by applicable law and will issue required tax documentation (e.g., 1099-NEC for US-based Affiliates earning $600+ annually)
• Nothing in these Affiliate Terms constitutes tax advice

8. Affiliate Links, Tracking, and Cookie Consent

• You are responsible for implementing Affiliate Links correctly on your platforms
• You must comply with all applicable cookie consent and privacy laws in your jurisdiction, including obtaining necessary consents before placing affiliate tracking cookies
• You acknowledge that affiliate cookies may require explicit user consent under GDPR/ePrivacy rules and that failure to obtain such consent is your sole responsibility
• DigitivaHub is not liable for lost commissions resulting from users rejecting cookies or from your failure to implement tracking correctly

9. Brand Usage and Promotional Materials

• DigitivaHub may provide approved promotional materials (banners, text links, product images) for use in your promotions
• You may only use DigitivaHub's brand assets as provided and within the scope explicitly approved in writing
• All goodwill arising from your use of DigitivaHub's brand assets inures solely to DigitivaHub
• You must promptly remove any DigitivaHub brand assets upon termination of your participation

10. Representations and Warranties

By participating in the Program, you represent and warrant that:

• You have full legal authority to enter into and perform these Affiliate Terms
• All information you provide is and will remain accurate, complete, and current
• Your promotional activities comply with all applicable laws, platform rules, and these Affiliate Terms
• You will make all required FTC and legal disclosures in connection with your promotional activities
• Your promotional platforms do not contain illegal, harmful, or infringing content

11. Indemnification

You agree to defend, indemnify, and hold harmless Proxima Market LLC and its affiliates, officers, directors, employees, contractors, and agents from and against any claims, damages, liabilities, losses, fines, and expenses (including reasonable attorneys' fees) arising out of or relating to:

• Your promotional activities
• Your failure to make required disclosures
• Your violation of these Affiliate Terms, applicable law, or third-party rights
• Any fraud, self-referral, or prohibited conduct by you
• Your tax obligations or compliance failures

12. Account Suspension and Termination

12.1 DigitivaHub's Rights

DigitivaHub may immediately suspend or terminate your participation, with or without notice, for:

• Violation of these Affiliate Terms or any applicable Policies
• Fraud, self-referrals, or prohibited conduct
• Failure to make required disclosures
• Excessive Clawbacks or suspicious referral patterns
• Any reason DigitivaHub deems necessary to protect the Program or its reputation

12.2 Your Right to Terminate

• You may terminate your participation at any time by notifying us at support@digitivahub.com
• Termination does not affect Commissions already earned and locked prior to the termination date

12.3 Effects of Termination

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, DIGITIVAHUB'S TOTAL LIABILITY TO AFFILIATE ARISING OUT OF OR RELATING TO THESE AFFILIATE TERMS WILL NOT EXCEED THE COMMISSION AMOUNTS PAID TO AFFILIATE IN THE 3 MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

DigitivaHub will not be liable for lost commissions due to tracking failures, cookie consent issues, browser restrictions, or technical factors outside DigitivaHub's direct control.

14. Program Changes

• DigitivaHub may modify commission rates, cookie durations, lock periods, payout thresholds, and any other Program terms at any time with 14 days' written notice
• DigitivaHub may discontinue the Program at any time with 30 days' notice
• Continued participation after the effective date of any change constitutes acceptance

15. Governing Law and Dispute Resolution

16. Contact Information

Proxima Market LLC
30 N Gould St Ste N
Sheridan, WY 82801
United States

E-Mail: support@digitivahub.com
Website: https://digitivahub.com